Find Out What Your Policy Actually Covers
Most policies have at least one gap worth knowing about. We review your coverage, compare it against what you need, and give you a straight answer. No pressure, no pitch.
- A line-by-line read of your current coverage
- The gaps and exclusions most people never check
- A side-by-side comparison across top carriers
WHAT WE ACTUALLY CHECK
A coverage review is not a quote. It is an audit.
Dwelling & Rebuild Cost
Whether your dwelling limit reflects what it would actually cost to rebuild today, or whether construction inflation has left a gap.
Liability Limits
Whether your liability limits match your actual financial exposure, or whether a single claim could reach your personal assets.
Gaps & Exclusions
Flood, sewer backup, business use, and other common exclusions most people discover only after a claim is denied.
Deductible Structure
Whether your deductibles, including separate wind, hail, and hurricane deductibles, are set where you can actually afford them.
Commercial Adequacy
For business owners, whether your policy keeps pace with your revenue, payroll, property, and the work you actually do.
Market Comparison
How your current coverage and pricing compare across our panel of top carriers for your specific situation.
How It Works
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Share Your Current Coverage
Tell us what you have, or upload your declarations page. Even a rough description of your home, vehicles, and existing policies is enough to get started.
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We Review and Identify Gaps
A licensed advisor reviews your current policies, identifies gaps (flood exclusions, liability sub-limits, missing endorsements), and notes where you're overpaying.
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We Compare Carriers and Find a Better Fit
We shop your risk across our top carrier panel and come back with real quotes and clear recommendations. You decide what to do next.
Request Your Free Coverage Review
A licensed advisor reviews every submission and follows up within one business day.
Common Questions
Frequently asked questions
How much does a coverage review cost?
Nothing. A coverage review with Olive Cover is completely free and carries no obligation.
What does a free coverage review actually involve?
You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.