General FAQs

What does a free coverage review actually involve?

All FAQs

Quick answer: You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

A free coverage review is a no-cost, no-pressure check of your current insurance to make sure you have the right protection at a fair price. We look at the policies you already have, find gaps or overlaps, and compare your coverage across multiple carriers available through Olive Cover. You are never obligated to buy anything, and there is no charge for the review itself.

First, we gather your current declarations pages, which are the summary sheets that list your coverages, limits, and deductibles. Then we look for problems people often miss, such as a dwelling limit too low to rebuild your home, no flood coverage in a flood-prone area, or liability limits that would not protect your savings after a serious accident. We also check for discounts you may be missing, like bundling your home and auto.

  • Review your current policies and declarations pages
  • Identify coverage gaps, overlaps, and outdated limits
  • Compare options across multiple carriers
  • Flag available discounts and bundling savings

For example, a family in Dunwoody brings in their home and auto policies. The review shows their home is insured for $320,000 but would cost about $410,000 to rebuild at today’s prices, leaving a $90,000 gap. It also finds they could save $240 a year by bundling. We fix the limit and capture the savings, so they end up better protected for nearly the same cost.

The whole point is clarity. You walk away knowing exactly what you are covered for, what you are not, and whether a better fit exists, with no jargon and no hard sell. Ready to see where you stand? Start your free coverage review and we will walk through your coverage together.