Independent Insurance Agency
About Olive Cover
We are a licensed P&C agency based in Johns Creek, Georgia. Multiple top carriers are available through us across personal and commercial lines, and we work entirely for our clients, not for any one insurance company.
Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency licensed in Georgia (NPN 22116940).
What sets us apart
Multiple Top Carriers
We shop the market for you.
Based in Johns Creek
North Atlanta is our home market.
Licensed in Georgia
Agency NPN 22116940
Independent Advisor
We work for you, not one carrier.
Independent Insurance Agency · Johns Creek
Who We Are
Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency based in Johns Creek. Multiple top carriers are available through us, and we work entirely for our clients, not for any one insurance company.
Who We Are
An Independent Agency Working for You
Olive Cover is not owned by an insurance company. We do not represent a single carrier. Multiple top carriers are available through us across personal and commercial lines, and our job is to find the right coverage at the right price for each client based on their actual situation.
We are based in Johns Creek and serve families and businesses across North Atlanta and beyond. Our core service area covers Johns Creek, Alpharetta, Suwanee, Cumming, Duluth, Lawrenceville, Sugar Hill, and Buford. We know the flood zones, hail risk patterns, and HOA coverage gaps in this market.
When a carrier raises your rates at renewal, we can move your coverage without you needing to find a new agent or start over. That continuity is one of the practical benefits of working with an independent agency.
Personal and Commercial Lines
We write coverage across both sides of the household and the business. Explore the lines we place most often.
Top Carriers Only
We place coverage with established, top carriers across personal and commercial lines.
How We Work
Straight Talk, No Pressure
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Tell Us About Your Situation
We start by understanding your situation, not by running a quote. What do you own? What would hurt financially if something went wrong? The answers drive the coverage conversation, not a default package.
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We Shop the Market
We compare rates and policy terms across multiple top carriers, then tell you the truth about gaps. Many North Atlanta families carry insufficient flood, umbrella, and personal property limits. We will tell you when your current coverage is fine, and we do not add coverage people do not need.
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You Choose, We Handle the Rest
You pick the policy that works. We bind the coverage, deliver your documents, and stay available for questions, claims, and renewals. Responses within one business day, coverage reviews are typically completed the same day you reach out.
COMMON QUESTIONS
Frequently Asked Questions
Is Olive Cover an insurance company?
No. Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency. We do not underwrite policies ourselves, we place your coverage with top insurance companies and represent you, not any one carrier.
What is an independent agency, and why does it matter?
A captive agent can only quote you one company. As an independent agency, multiple top carriers are available through us, so we can compare options and let the market decide what fits your needs and budget. You share your information once, and we shop it for you.
How much does a coverage review cost?
Nothing. A coverage review is free with no obligation. Send your declarations page or describe what you have, and we will tell you exactly what you have, what you are missing, and what it costs to close the gaps.
Which carriers do you work with?
We place coverage with top carriers including Travelers, Progressive, Safeco, The Hartford, Openly, Hippo, and Stillwater. You can see all of our carriers.
Where are you licensed and located?
Olive Insurance Services, LLC is a licensed property and casualty agency in Georgia (NPN 22116940), based in Johns Creek and serving clients across North Atlanta and statewide.