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INSURANCE CARRIER

Berkley Management Protection

Directors and officers, employment practices, and fiduciary liability for private companies and nonprofits.

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RATINGS & OVERVIEW

How This Carrier Rates

AM Best

A+ Superior (W.R. Berkley Corporation)

JD Power Personal

JD Power Commercial

Specialty management liability carrier, not included in the J.D. Power Small Commercial study.

NAIC Complaint Index

Berkley Management Protection (a W.R. Berkley company) specializes in management liability insurance: directors and officers (D&O), employment practices liability (EPL), fiduciary liability, and related executive risks coverages. For Georgia mid-market private companies and nonprofits, these are coverages often missing from a standard BOP. A single D&O claim can threaten a small company's existence; EPL claims (wrongful termination, harassment, discrimination) are increasingly common.

WHY CHOOSE THEM

What This Carrier Does Well

Strength 1

Specialty appetite for private company and nonprofit directors and officers (D&O) liability coverage

Strength 2

Employment practices liability (EPL) coverage protecting against wrongful termination, harassment, and discrimination claims

Strength 3

Fiduciary liability for companies sponsoring retirement or benefit plans

LIMITATIONS TO KNOW

Where They Fall Short

Weakness 1

Management liability specialist only; not a BOP or primary commercial market

Weakness 2

Public company D&O requires different markets (Chubb, AIG, Allianz); this is a private company specialty

Weakness 3

Renewal pricing can shift significantly based on claims activity in the management liability market; D&O rates have been volatile over the past three years

Best Fit For

Private companies, nonprofits, and growing businesses that need directors and officers liability, employment practices liability, and fiduciary liability coverage to protect leadership and HR decisions.

Not A Good Fit For

Sole proprietors or businesses without employees or formal management structures. Management liability is designed for organizations with boards, executives, and employment exposure.

APPETITE & COVERAGE

What They Write

Coverage Types

Directors and officers (D&O), employment practices liability (EPL), fiduciary liability, professional liability (select industries)

Best Pricing For

Private company D&O and EPLI for businesses with 10 to 200 employees. Particularly competitive for Georgia private companies in the $5M to $100M revenue range and nonprofits with board governance needs.

Industry Classes

Private companies across most industries, nonprofits, professional services, financial services, healthcare, technology

Admitted Status

Admitted in Georgia for executive risks lines

CLAIMS & PRICING

What to Expect

Claims Experience

Specialty management liability claims service. D&O and EPL claims are complex and benefit from specialist adjusters and defense counsel. Berkley's claims infrastructure is purpose-built for these coverage lines.

Pricing Context

Berkley Management Protection is competitive for private company D&O and EPLI, particularly for companies with 10 to 200 employees that need solid coverage without enterprise-level premiums.

vs Competitors

Primary Georgia competitors are Chubb, CNA, Travelers, and Hartford for management liability. Berkley Management Protection typically wins on private company and nonprofit D&O pricing and coverage terms.

File a Claim

Call to report a claim:

Phone unavailable

STATE AVAILABILITY

Where They Write

States Available

GA and all 50 states

Personal Lines States

Commercial Lines States

GA and all 50 states

Do We Work With Them?

Yes

Common questions

Can my insurance carrier deny my claim?

Yes, for specific policy reasons that must be in writing. You can challenge a denial.

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What is a recorded statement and should I give one?

An on-record interview the carrier uses for the file. Give one, but prepare first and never speculate.

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What happens after I report a claim to my insurance carrier?

Acknowledge, assign adjuster, investigate, decide. Most carriers move within 7-30 days for routine claims.

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Do I have to use the carrier's preferred contractor?

Usually no. Most policies let you choose any licensed contractor, though preferred shops have their own benefits.

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