INSURANCE CARRIER
Chubb Commercial Insurance
Chubb Commercial is the mid-market and specialty commercial arm of Chubb.
Commercial Lines
- File a claim 1-800-252-4670 · 24/7 phone; online portal available
- Online Account & claims portal
- After hoursCommercial claims: 1-800-252-4670 anytime.
Coverage Focus
What this carrier writes
Overview
About This Carrier
Chubb Commercial is the mid-market and specialty commercial arm of Chubb. They write complex commercial package policies, management liability (directors and officers, employment practices liability, fiduciary), professional liability for specific industries, cyber liability, environmental liability, and international commercial.
Strengths
What This Carrier Does Well
Mid-market and specialty commercial capabilities including management liability and cyber
Handles directors and officers, cyber, property, and complex liability claims with dedicated adjusters
International commercial coverage for businesses with global operations
Limitations to Know
Where They Fall Short
Premium pricing reflects coverage depth; clients shopping on rate alone rarely choose Chubb
Long underwriting timeline for new commercial accounts; Chubb requires detailed financial and operational information that adds days to the bind process versus standard market carriers
Long underwriting timeline for new commercial accounts; Chubb requires detailed financial and operational information that adds days to the bind process versus standard market carriers
Right Fit
Who They Are Best For
Best Fit For
Mid to large commercial accounts, complex business operations, and companies with significant property values or professional liability exposures where coverage terms and claims service matter more than finding the lowest premium.
Not a Good Fit For
Standard homeowners with lower-value properties, or budget-focused buyers. Chubb's minimum premiums and eligibility standards exclude most mid-market homes.
Appetite & Coverage
What They Write
- Line of Business
- Commercial Lines
- Coverage Types
- Mid-market commercial package, management liability (directors and officers, employment practices, fiduciary), professional liability, cyber, commercial property, environmental, international commercial
- Carrier's Licensed States
- All 50 states
- Commercial Lines States
- All 50 states
- Industry Classes
- Professional services, technology, life sciences, manufacturing, financial institutions, commercial property, hospitality (selective), healthcare-adjacent
Pricing & Claims
What to Expect
Best Pricing For
Strong on management liability, international, and specialty commercial.
Pricing Context
Chubb Commercial is not the lowest-cost option. They price competitively for complex commercial risks where broader coverage terms and deep financial backing justify the premium versus standard market alternatives.
Claims Experience
Commercial claims service with dedicated adjusters for complex losses across directors and officers, cyber, and property claims. You can read more about how we support clients at claims time. Admitted Status: Admitted carrier for all commercial lines Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy. Verify this carrier's license with your state insurance department
Admitted Status: Admitted carrier for all commercial lines
Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Quick Facts
At a Glance
Common Questions
Frequently asked questions
Is Chubb a good fit for my business?
Geared to mid-to-large or complex businesses (roughly $5M+ revenue); usually not the cheapest market for very small businesses.
What does Chubb Commercial specialize in?
Mid-market and specialty commercial: management liability, professional liability, cyber, and complex property and package coverage.