INSURANCE CARRIER
Chubb Commercial Insurance
Mid-market and specialty commercial insurance for established businesses above $5M revenue.
Commercial Lines - Georgia
- File a claim 1-800-252-4670 · 24/7 phone; online portal available
- Online Account & claims portal
- After hoursCommercial claims: 1-800-252-4670 anytime.
Coverage Focus
What this carrier writes
Overview
About This Carrier
Chubb Commercial is the mid-market and specialty commercial arm of Chubb. They write complex commercial package policies, management liability (directors and officers, employment practices liability, fiduciary), professional liability for specific industries, cyber liability, environmental liability, and international commercial. For Georgia businesses above roughly $5M revenue or with complex liability exposures, Chubb is often in the consideration set.
Strengths
What This Carrier Does Well
Mid-market and specialty commercial capabilities including management liability and cyber
Handles directors and officers, cyber, property, and complex liability claims with dedicated adjusters
International commercial coverage for Georgia businesses with global operations
Limitations to Know
Where They Fall Short
Not competitive for small business package coverage under $5M revenue
Premium pricing reflects coverage depth; clients shopping on rate alone rarely choose Chubb
Long underwriting timeline for new commercial accounts; Chubb requires detailed financial and operational information that adds days to the bind process versus standard market carriers
Right Fit
Who They Are Best For
Best Fit For
Mid to large commercial accounts, complex business operations, and companies with significant property values or professional liability exposures where coverage terms and claims service matter more than finding the lowest premium.
Not a Good Fit For
Small businesses under $1M revenue or any commercial account where premium cost is the primary driver. Chubb Commercial is built for larger, more complex commercial accounts.
Appetite & Coverage
What They Write
- Line of Business
- Commercial Lines - Georgia
- Coverage Types
- Mid-market commercial package, management liability (directors and officers, employment practices, fiduciary), professional liability, cyber, commercial property, environmental, international commercial
- States Available
- GA and all 50 states
- Commercial Lines States
- GA and all 50 states
- Max Business Revenue
- Core appetite $5M-$500M+ revenue; smaller accounts typically placed with Hartford, Travelers, or Hanover
- BOP Appetite
- Not a primary market for small business package coverage; Chubb's core commercial offering is mid-market package policies and specialty lines rather than standard packages for sub-$5M revenue businesses
- Industry Classes
- Professional services, technology, life sciences, manufacturing, financial institutions, commercial property, hospitality (selective), healthcare-adjacent
Pricing & Claims
What to Expect
Best Pricing For
Complex commercial risks above $5M revenue where coverage breadth and deep financial backing justify premium. Strong on management liability, international, and specialty commercial.
Pricing Context
Chubb Commercial is not the lowest-cost option. They price competitively for complex commercial risks where broader coverage terms and deep financial backing justify the premium versus standard market alternatives.
Claims Experience
Commercial claims service with dedicated adjusters for complex losses across directors and officers, cyber, and property claims.
Admitted Status: Admitted in Georgia for all commercial lines
Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Quick Facts
At a Glance
Common Questions
Frequently asked questions
What commercial coverage does Chubb Commercial write?
Chubb Commercial is the mid-market and specialty commercial arm of Chubb, writing general liability, directors and officers, employment practices liability, professional liability, and package policies.
How do I file a Chubb commercial claim in Georgia?
Call 1-800-252-4670 (24/7) or use the Chubb claims portal; Olive Cover can help you manage it.
Is Chubb a good fit for my business?
Geared to mid-to-large or complex businesses (roughly $5M+ revenue); usually not the cheapest market for very small businesses.
What does Chubb Commercial specialize in?
Mid-market and specialty commercial: management liability, professional liability, cyber, and complex property and package coverage.
Does Olive Cover offer Chubb commercial insurance?
Yes, Olive Cover places Chubb specialty and mid-market commercial coverage for eligible Georgia businesses.