Olive Cover Insurance
AboutFree Coverage Review
Free · No Obligation

Find Out What Your Policy Actually Covers

Most policies have at least one gap worth knowing about. We review your coverage, compare it against what you need, and give you a straight answer. No pressure, no pitch.

Response within 1 business day
Limits, deductibles, exclusions & gaps reviewed
We work for you, not any single carrier
Personal and commercial lines covered
Start your free coverage review
20-40%
GA homes underinsured since 2021
$0
Cost to find out where you stand
Questions? (678) 888-1011 · hello@olivecover.com
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What brings you here?

Personal or business -- we handle both.

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Personal

Home, auto, umbrella, renters, and more

Commercial

Business, liability, workers comp, fleet, and more

First name

Last name

Email address

Phone number

ZIP code

Preferred contact method (choose all that apply)

Homeowners

Auto

Personal Umbrella

Renters

Condo

Flood

Jewelry and Valuables

Boat and Watercraft

RV / Motorcycle

Business Package Policy

General Liability

Commercial Auto

Workers Compensation

Commercial Property

Professional Liability

Cyber Liability

Commercial Umbrella

Employment Practices Liability

Contractors / Tools

Tell us about your current coverage

Estimated home value

Year home was built

Number of vehicles

Number of drivers

Claims in the last 3 years

Current coverage

Current insurance carrier

Policy renewal date

Annual premium (approx.)

Upload documents (optional)

Declaration page

PDF or image, max 10 MB

Choose file

Full policy document

PDF, max 25 MB

Choose file

Anything else you’d like us to know?

One last thing: carrier comparison

Would you like us to compare quotes from multiple carriers?

Yes, compare quotes

No, just review my current coverage

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What We Actually Check

Most policies have at least one gap. Here is what we review on every submission.

Dwelling & Rebuild Coverage

Most GA homes insured before 2021 are underinsured 20-40% due to rising rebuild costs. We verify your limit reflects current construction reality.

Liability Limits

Standard homeowners liability of $100k and auto limits of 25/50/25 are often inadequate. We check whether your limits match your actual asset base.

Gaps & Exclusions

Flood, earthquake, and business use are common exclusions. We identify which gaps are material to your specific situation.

Deductible Structure

Georgia wind and hail deductibles are often a percentage of dwelling coverage. On a $500k home, 2% is $10,000 out of pocket before coverage applies.

Commercial Adequacy

We check business owners policy limits, workers comp compliance, and whether professional liability or cyber exposure is unaddressed for your business.

Market Comparison

If your premium looks high relative to coverage, we compare across our carrier panel. Better coverage at the same price is often possible.