INSURANCE CARRIER
Coalition Cyber Insurance
Technology-forward cyber insurance with active threat monitoring and purpose-built claims response.
Commercial Lines - Georgia
- File a claim 1-833-866-1337 · 24/7 cyber incident hotline
- Online Account & claims portal
- After hoursCyber incident response: 1-833-866-1337 anytime. Immediate response for active incidents.
Coverage Focus
What this carrier writes
Overview
About This Carrier
Coalition is a technology-forward cyber insurance carrier. It combines insurance with active risk management (continuous monitoring of your domain, DNS, and systems for vulnerabilities). When they detect a threat pre-breach, they notify and help remediate. Post-breach, their claims team includes forensic investigators, ransomware negotiators, and breach coach attorneys. Coalition writes cyber for Georgia businesses that want active security monitoring built into the policy. For help deciding whether it fits, request a [free coverage review](https://olivecover.com/coverage-review/). Available through Olive Cover to place coverage in Georgia.
Strengths
What This Carrier Does Well
Active continuous monitoring of your digital footprint identifies threats before they become breaches
Purpose-built claims team with forensic investigators, ransomware negotiators, and breach coach attorneys
Covers ransomware payments (where legal), business interruption from cyber, fraudulent funds transfer, and regulatory fines
Limitations to Know
Where They Fall Short
Standalone cyber is typically more expensive than cyber-as-endorsement on a business package policy
Cyber-only; does not bundle with business packages, workers comp, or other commercial lines
Coverage terms on cyber policies are complex and vary significantly between insurers; comparison shopping requires careful reading of exclusions, not just price
Right Fit
Who They Are Best For
Best Fit For
Small to mid-size businesses that need cyber liability coverage with active security monitoring built into the policy. Coalition specializes in technology-enabled cyber risk management, not just cyber indemnity.
Not a Good Fit For
Businesses without meaningful digital operations or data handling, or companies that want indemnity-only coverage without active security management involvement.
Appetite & Coverage
What They Write
- Line of Business
- Commercial Lines - Georgia
- Coverage Types
- Cyber liability (first-party and third-party), ransomware, business interruption from cyber, fraudulent funds transfer, regulatory fines
- States Available
- GA and all 50 states
- Commercial Lines States
- GA and all 50 states
- Max Business Revenue
- Writes small business through mid-market; core appetite $500K-$250M revenue
- BOP Appetite
- Not a business package carrier; cyber-only
- Industry Classes
- Technology, professional services, healthcare, financial services, retail, manufacturing, education, nonprofits
Pricing & Claims
What to Expect
Best Pricing For
Small to mid-market cyber liability for businesses that value active threat monitoring alongside indemnity coverage. Particularly competitive for technology, professional services, and healthcare.
Pricing Context
Coalition is competitive for cyber liability on smaller commercial accounts, particularly when the active monitoring service is valued alongside the indemnity coverage.
Claims Experience
Purpose-built for cyber claims. Includes 24/7 incident response hotline, forensic investigation, ransomware negotiation, breach notification services, legal counsel, and regulatory fine coverage. Genuinely differentiated from cyber as-an-endorsement on standard business packages.
Admitted Status: Admitted in Georgia for cyber liability
Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Quick Facts
At a Glance
Common Questions
Frequently asked questions
What makes Coalition Cyber Insurance different from other cyber carriers?
Coalition is the leading technology-forward cyber insurance carrier, writing cyber through underwriting partnerships with Swiss Re and Ascot Group.