INSURANCE CARRIER
FCCI Commercial Insurance
FCCI Insurance Group, headquartered in Sarasota, Florida, is a Southeast-regional commercial carrier with particular strength in construction, contractor operations, and middle-market commercial property and casualty lines.
Commercial Lines
- File a claim 800-226-3224 · 24/7 phone (FCCI direct)
- Online Account & claims portal
- After hoursFor claims, call 800-226-3224 directly.
A note on availability: We are not currently placing new business with this carrier in Alabama. A free coverage review can confirm which carriers we can place coverage with for your situation.
Coverage Focus
What this carrier writes
Overview
About This Carrier
FCCI Insurance Group, headquartered in Sarasota, Florida, is a Southeast-regional commercial carrier with particular strength in construction, contractor operations, and middle-market commercial property and casualty lines.
Strengths
What This Carrier Does Well
Deep appetite for construction and contractor operations, with claims expertise in the segment
Southeast-regional focus means competitive pricing on regional contractor accounts
Inland marine and contractor equipment specialty coverage available alongside general commercial
Limitations to Know
Where They Fall Short
Limited geographic footprint outside the Southeast (no coverage in many Midwest, Northeast, West Coast states)
Right Fit
Who They Are Best For
Best Fit For
Construction contractors, general contractors, light manufacturing, distribution and warehousing, and mid-market commercial businesses in the Southeast.
Not a Good Fit For
Large commercial accounts, businesses outside FCCI's Southeast appetite states, technology and life sciences specialty risks, and businesses with significant non-standard exposures.
Appetite & Coverage
What They Write
- Line of Business
- Commercial Lines
- Coverage Types
- Commercial property, general liability, workers compensation, commercial auto, commercial umbrella, inland marine, builders risk (commercial), contractor equipment, environmental
- Carrier's Licensed States
- GA, FL, NC, SC, AL, and several other Southeast and South-Central states
- Max Business Revenue
- Refer to carrier overview for appetite
- Industry Classes
- Refer to carrier overview for industry positioning.
Pricing & Claims
What to Expect
Best Pricing For
FCCI often competes well on contractor liability and workers compensation packages.
Pricing Context
FCCI commercial pricing reflects regional Southeast positioning with construction-segment focus.
Claims Experience
FCCI commercial claims service is regarded as adequate to good for the Southeast contractor segment. Regional adjuster presence with construction-specific claims expertise. Admitted Status: Admitted carrier for commercial lines. Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Admitted Status: Admitted carrier for commercial lines.
Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Quick Facts