INSURANCE CARRIER
Travelers Commercial Insurance Review
Travelers Commercial is a large national commercial insurer, available through Olive Cover. Business owners policy, general liability, workers comp, commercial auto, and cyber for small to mid-market accounts.
Commercial Lines
- File a claim 1-800-238-6225 · 24/7 online and phone
- Online Account & claims portal
- After hoursCommercial claims reported online or by phone anytime. 1-800-238-6225.
Coverage Focus
What this carrier writes
Overview
About This Carrier
Travelers Commercial is one of the most experienced commercial lines insurers in the United States. They write business owners policy, commercial property, general liability, workers compensation, commercial auto, cyber, and professional liability for small to mid-market businesses. Available through Olive Cover to place coverage in Georgia.
Strengths
What This Carrier Does Well
Admitted and licensed in Georgia, operating under the state's solvency rules and OCI oversight.
Runs a national commercial claims operation with dedicated commercial adjusters across all standard lines.
Integrated multi-line commercial capability means one carrier can handle business owners policy, workers comp, commercial auto, and cyber together.
Limitations to Know
Where They Fall Short
Underwriting is thorough and sometimes slow for complex commercial accounts. Expect more information requests than some competitors.
Pricing on workers compensation can be less competitive for blue-collar or high-experience-mod accounts.
Travelers commercial auto pricing for fleets with older vehicles or drivers with violations is not competitive; fleet accounts with mixed risk quality should compare against specialty commercial auto markets
Right Fit
Who They Are Best For
Best Fit For
Mid to large preferred commercial businesses across standard industries, including technology, manufacturing, distribution, retail, and professional services that need broad commercial coverage and integrated multi-line handling.
Not a Good Fit For
Very small micro-businesses under $250K in revenue, non-standard or specialty/surplus lines risks, or accounts with significant claims activity. Travelers Commercial is built for preferred mid-market accounts.
Appetite & Coverage
What They Write
- Line of Business
- Commercial Lines
- Coverage Types
- business owners policy, workers comp, commercial auto, commercial property, general liability, professional liability, cyber
- States Available
- All 50 states
- Commercial Lines States
- All 50 states
- Max Business Revenue
- Up to $50M revenue for most commercial lines. Larger accounts available through specialty division.
- BOP Appetite
- Retail, offices, professional services, light manufacturing, restaurants, and technology firms. Revenue up to $10M for most business owners policy classes. Larger accounts handled through commercial lines division.
- Industry Classes
- Strong in: professional services, technology, retail, light manufacturing, construction, commercial property. Appetite for most standard commercial classes. More restrictive on hospitality, habitational, and high-hazard manufacturing.
Pricing & Claims
What to Expect
Best Pricing For
Preferred mid-market commercial multi-line bundling across technology, manufacturing, distribution, retail, and professional services. Most competitive when property, general liability, auto, and umbrella are bundled.
Pricing Context
Travelers Commercial prices competitively for preferred commercial risks across most standard industries. Pricing is most competitive for multi-line accounts where property, general liability, auto, and umbrella are bundled together.
Claims Experience
Travelers Commercial runs a large national claims operation with dedicated commercial adjusters.
Admitted Status: Admitted in all 50 states including Georgia
Olive Cover, the brand of Olive Insurance Services, LLC, is your independent insurance agent. We help you file your claim and advocate on your behalf. Coverage decisions on any claim are made by your insurance carrier under the terms of your policy.
Quick Facts
At a Glance
Common Questions
Frequently asked questions
What Georgia industries does Travelers Commercial write?
Travelers Commercial is well-suited for Georgia businesses in professional services, technology, retail, light manufacturing, and construction.
What types of Georgia businesses does Travelers Commercial write?
Travelers Commercial is our primary recommendation for larger commercial accounts, multi-location businesses, and commercial lines clients.
What’s the difference between a business package policy and general liability?
Both a business package policy and general liability protect your business from lawsuits, but a business package policy bundles general liability with commercial property.
Is my business too small or too large for Travelers Commercial?
Up to roughly $50M revenue for most standard commercial classes.
What commercial lines does Travelers Commercial write?
Travelers Commercial writes a comprehensive commercial suite including business package coverage, workers compensation, commercial auto, general liability, professional liability, cyber, and umbrella.