Find Out What Your Policy Actually Covers

A free coverage review is a no-cost, no-pressure check of your current insurance to make sure you have the right protection at a fair price. We look at the policies you already have, find gaps or overlaps, and compare your coverage across multiple carriers available through Olive Cover. You are never obligated to buy anything, and there is no charge for the review itself.

Here is what typically happens. First, we gather your current declarations pages, which are the summary sheets that list your coverages, limits, and deductibles. Then we look for problems people often miss, such as a dwelling limit too low to rebuild your home, no flood coverage in a flood-prone area, or liability limits that would not protect your savings after a serious accident. We also check for discounts you may be missing, like bundling your home and auto.

• Review your current policies and declarations pages
• Identify coverage gaps, overlaps, and outdated limits
• Compare options across multiple carriers
• Flag available discounts and bundling savings

For example, a family in Dunwoody brings in their home and auto policies. The review shows their home is insured for $320,000 but would cost about $410,000 to rebuild at today’s prices, leaving a $90,000 gap. It also finds they could save $240 a year by bundling. We fix the limit and capture the savings, so they end up better protected for nearly the same cost.

The whole point is clarity. You walk away knowing exactly what you are covered for, what you are not, and whether a better fit exists, with no jargon and no hard sell. Ready to see where you stand? Start your free coverage review and we will walk through your coverage together.

A coverage review with Olive Cover is completely free, with no cost and no obligation. You do not pay us to sit down, look at your current policies, and tell you where you stand. There is no fee, no catch, and no requirement to buy anything afterward.

It helps to understand how independent agents are paid. Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency licensed in Georgia. When you place a policy through us, the insurance company pays us a commission that is already built into the standard premium. You do not pay more by working with an agent than you would buying direct, so the review itself costs you nothing.

What a free review actually includes

A real coverage review is more than a quick quote. We look at your full picture and check for the gaps that cost people the most:

• Whether your homeowners dwelling limit truly reflects today’s rebuild cost
• Whether your auto liability limits are high enough to protect your assets
• Whether you would benefit from an umbrella policy for extra liability protection
• Whether your deductibles match your comfort with out of pocket costs
• Whether you are missing coverage for risks like flood that standard policies exclude

Here is the kind of thing a free review catches. A Kennesaw homeowner came in with a dwelling limit set six years ago. Construction costs had climbed sharply since then, and the home was underinsured by roughly $90,000. A review surfaced that gap before a claim did, which is exactly when you want to find it. Fixing it added only a modest amount to the premium and removed a huge financial risk.

You can use a review to confirm you are well protected, to shop for a better rate, or simply to ask questions. There is no pressure either way. Schedule your free coverage review and we will give you a clear, honest look at where your coverage stands.