What commercial coverage does Chubb Commercial write?

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Quick answer: Chubb Commercial is the mid-market and specialty commercial arm of Chubb, writing general liability, directors and officers, employment practices liability, professional liability, and package policies.

Chubb Commercial writes a wide range of business coverage, with particular strength in specialty management liability lines that protect a company’s leaders and the business itself. These are the coverages many standard carriers handle thinly, which is exactly where Chubb stands out.

The specialty commercial coverages we place most often with Chubb include:

  • Directors and officers (D&O) liability, which protects company leaders against claims arising from their management decisions.
  • Employment practices liability (EPL), covering claims of wrongful termination, discrimination, or harassment.
  • Cyber liability for data breaches and other technology-related losses.
  • Property, general liability, and umbrella coverage for the underlying business operations.

Here is a realistic example. A growing software company in Atlanta with a board of directors and 40 employees faces real exposure to management and employment claims. Chubb can package D&O and EPL together with the firm’s property and liability coverage, so a single discrimination lawsuit, which can easily cost six figures to defend, does not threaten the company’s finances or its leaders’ personal assets.

Chubb is available through Olive Cover, the brand of Olive Insurance Services, LLC. If your Georgia business has leadership exposure or employees, a free coverage review can confirm the right protection, and you can read more about cyber liability insurance.