What makes Coalition Cyber Insurance different from other cyber carriers?

Coalition Cyber Insurance is different from other cyber carriers because it pairs insurance with active monitoring of your business’s online exposure, an approach the company calls active insurance. Instead of simply paying claims after a breach, Coalition works to help prevent the attack in the first place, which can lower both your risk and the chance of a costly loss.

Cyber liability insurance covers the financial fallout when a business suffers a data breach, ransomware attack, or other technology-related loss, including notification costs, legal expenses, and lost income. What sets Coalition apart is what it adds on top:

• Ongoing scanning of your systems for vulnerabilities that hackers commonly exploit.
• Alerts that warn you about specific threats before they become a breach.
• A response team ready to help the moment an incident occurs.

Here is a realistic example. A small medical billing company in Atlanta holds sensitive patient data and is a prime ransomware target. Coalition’s monitoring flags an exposed system and prompts a fix before an attacker finds it. If a breach still happens, the policy pays for breach notification, legal costs, and lost income, which for a small firm can easily run past $100,000.

Coalition is a cyber-focused specialty carrier, available through Olive Cover, the brand of Olive Insurance Services, LLC. If your Georgia business handles customer data or relies on technology, a free coverage review can confirm the right protection, and you can read more about cyber liability insurance.