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Cyber

How does Cowbell Cyber Insurance underwrite differently from other carriers?

Cowbell Cyber is a specialty carrier using AI and continuous risk assessment to underwrite cyber insurance for small and mid-market businesses. Underwritten through Markel (rated A- Excellent), Cowbell uses external signals from network scans, domain registrations, and technology stack data to assess risk more accurately than application-only underwriting. For businesses with strong security postures that traditional underwriting models do not properly credit, Cowbell often produces better pricing than legacy cyber carriers.

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