Homeowners

What coverage issues are common for new construction homeowners in Cumming?

Cumming and Forsyth County have some of the highest concentrations of new construction in Georgia. New homes often come with builder warranties that give buyers a false sense of coverage protection. Homeowners coverage is still required and critical from the day of closing, regardless of builder warranties. New construction rebuild costs include the full cost of labor, materials, permits, and debris removal. Coverage should be set at the replacement cost estimate, not the purchase price. The gap matters most in Forsyth County because home appreciation has outpaced dwelling coverage increases for many families who have owned their homes for five or more years.

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What coverage issues are common for new construction homeowners in Cumming?

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