Homeowners

Does my Georgia condo policy cover water backup from drains or sewers?

Standard HO-3 and HO-6 policies exclude water that backs up through drains, sewers, or sump pump overflow. In older Atlanta-area communities with aging sewer infrastructure, drain backup is a regular occurrence. Water backup endorsements typically cost $25 to $75 per year and add $5,000 to $25,000 in coverage. Given the claim frequency in North Atlanta, we add this endorsement on every Georgia homeowners and condo policy unless the client specifically declines.

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Does my Georgia condo policy cover water backup from drains or sewers?

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