Cyber

What does cyber liability insurance cover for Georgia small businesses?

Cyber liability insurance for Georgia small businesses covers four main categories: first-party costs (breach notification, forensics, credit monitoring, ransomware response), business interruption losses during a cyber event, third-party liability if a client's data is compromised and they sue, and regulatory defense costs from state or federal agency investigations. What it does not cover: physical property damage from a cyber event, bodily injury caused by a system failure, losses from intentional acts by the insured, and often losses from unpatched known vulnerabilities. We review cyber proposals carefully because coverage terms vary significantly by carrier.

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What does cyber liability insurance cover for Georgia small businesses?

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