Professional Liability

How much professional liability insurance does my Georgia business need?

Most Georgia professional services businesses need at least $1M per claim and $1M aggregate E&O as a baseline. Technology firms should match this to what their client contracts require, often $1M to $5M. Consultants, architects, and engineers commonly face contract requirements of $1M to $3M. Financial advisors and investment managers may face regulatory requirements for higher limits. The more meaningful driver is not the minimum but what your largest client contract requires and what a significant professional error could actually cost your biggest client. We review both when recommending E&O limits.

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How much professional liability insurance does my Georgia business need?

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