Commercial

How much liability insurance does a Georgia apartment building need?

Georgia multifamily property owners should carry liability limits of $1M to $2M per occurrence as a floor. For larger properties (50+ units), $2M to $5M is appropriate. Premises liability exposure on a Georgia apartment complex includes slip and falls in parking lots, injuries in fitness centers and pools, and habitability claims. A single serious injury lawsuit in Gwinnett or Fulton County can produce a $1M to $3M verdict. Most professional property management companies require their managed properties to carry at least $1M GL. We review the property's specific liability exposure and recommend limits accordingly.

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How much liability insurance does a Georgia apartment building need?

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