Mysterious disappearance means an item is lost and you do not know how or where it happened. A ring that slips off at the pool, earrings lost during travel, or a watch that goes missing on a trip all qualify. Standard homeowners policies explicitly exclude mysterious disappearance for jewelry. A scheduled articles floater or standalone jewelry policy covers it as a standard peril. This is the most common jewelry insurance claim scenario.

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What is mysterious disappearance and does my Georgia policy cover it?

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