Management Liability

Does my Georgia business need D&O, EPL, and fiduciary liability coverage?

D&O protects individual directors and officers from personal liability for decisions made in their capacity as company leaders. EPL (employment practices liability) protects the company from employee lawsuits. Fiduciary liability protects plan administrators from ERISA breach claims related to benefit plans. A Georgia private company with 10 or more employees and a 401(k) or benefits plan should seriously evaluate all three. A tech startup with outside investors needs D&O. A service business with a complex HR situation needs EPL. All three can be packaged together at meaningfully lower combined cost than buying each separately.

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Does my Georgia business need D&O, EPL, and fiduciary liability coverage?

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