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Motorcycle

Is motorcycle insurance required in Georgia?

Georgia does not require motorcycle insurance by law, but riding uninsured is financially reckless. A collision with an uninsured driver, a fall injuring a passenger, or an at-fault accident causing injuries to others all create liability exposure a personal auto policy does not cover. Most Georgia motorcycle policies start at $100 to $300 per year for a standard bike with a clean record. Comprehensive coverage is worth adding on any bike valued above $3,000, since North Atlanta metro area motorcycle theft rates are meaningful.

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