Commercial

What insurance is a Georgia nonprofit legally required to carry?

Georgia nonprofits are legally required to carry workers compensation if they have three or more paid employees, including part-time workers. This is the same threshold as for-profit businesses. The nonprofit status provides no exemption. Beyond workers comp, most Georgia nonprofits need: general liability (standard), D&O for the board, and abuse and molestation coverage if the nonprofit serves minors or vulnerable populations. Abuse and molestation coverage is not included in standard GL and is frequently the most important specialty coverage a nonprofit operating programs for children can carry.

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What insurance is a Georgia nonprofit legally required to carry?

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