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What are the three most important insurance coverages for a Georgia nonprofit?

Georgia nonprofits with paid staff are required to carry workers compensation when they reach the three-employee threshold, the same as for-profit businesses. Directors and officers of Georgia nonprofits can be personally liable for board decisions even as volunteers. Abuse and molestation coverage is critical for any Georgia nonprofit serving children, seniors, or vulnerable populations. These three exposures drive the coverage structure for most Georgia nonprofit accounts.

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