Commercial

What is tail coverage for Georgia professional liability insurance?

Georgia professional liability (E&O) is always claims-made, meaning the policy must be active both when the error occurred and when the claim is reported. If you close your business, retire, or switch carriers with a gap, prior acts are uninsured without tail coverage. Tail premiums typically run 100 to 200 percent of the annual premium for a 3 to 5 year extended reporting period. For any professional closing a practice or transitioning, tail coverage is not optional.

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What is tail coverage for Georgia professional liability insurance?

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