Homeowners

What type of insurance do I need for a Georgia Airbnb or VRBO?

STR-specific policies cover the property as a business, not a residence. This means coverage for the building, your furniture and furnishings used by guests, business income if a covered loss prevents you from hosting, and liability for guest injuries. Platforms like Airbnb and VRBO provide supplemental protection, not insurance. AirCover (Airbnb) and VRBO's protection do not replace a proper insurance policy and have significant exclusions and process requirements. We place most Georgia STR accounts through Steadily, which writes standard and wildfire-exposed STR properties.

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What type of insurance do I need for a Georgia Airbnb or VRBO?

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