Umbrella

Who actually needs a personal umbrella policy in Georgia?

Any Georgia family with assets worth protecting needs umbrella coverage. Specifically: homeowners with equity, anyone with meaningful retirement or savings accounts, parents of teen drivers (teen driving accidents are the most common trigger for umbrella claims), homeowners with pools or trampolines, anyone who frequently hosts guests or events, and landlords. If you could not write a check for $500,000 after a serious auto accident judgment, you need umbrella coverage. The annual premium of $150 to $300 for $1M of coverage is one of the most cost-effective purchases in personal lines insurance.

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Who actually needs a personal umbrella policy in Georgia?

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