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When is workers compensation required for a Georgia business?

Georgia requires workers compensation for any business with 3 or more regular employees (full-time, part-time, and seasonal all count toward the threshold). Corporate officers and LLC members count, even if they elect to be exempt from coverage. Agricultural and some domestic workers are exempt. Penalties for non-compliance include misdemeanor charges, fines up to $10,000, and direct civil liability for workplace injuries. Most Georgia businesses hit the threshold faster than they realize. If you are at two employees and considering a third, the policy needs to be in place before the hire.

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