Generally no, not for a meaningful home business. A standard homeowners policy limits business property to $2,500 and excludes business liability and business income entirely. If you run a business from home, have clients visit, or own more than $2,500 of business equipment, you need either a home business endorsement or a separate home business policy. RLI writes home business for Georgia sole proprietors at $250-800 per year.

Have a question we did not answer?

We respond within 1 business day. No obligation.

Free Coverage Review

Have you ever checked if you have roadside?

Does my homeowners policy cover my home business?

Olive Cover