Olive Cover Insurance

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Is pet insurance worth the cost?

It depends on the pet, the breed, and the household. Pet insurance averages $35 to $70 per month for a dog and $20 to $40 per month for a cat. A single major event (a torn ACL, swallowed object surgery, cancer treatment) can run $5,000 to $15,000, which exceeds five years of premium. Breeds with known health risks (Bulldogs, Boxers, Great Danes, German Shepherds) are higher value for the insurance. Healthy mixed-breed pets may never need it. The decision is essentially: would you pay $5,000 to save your pet, or would you have to make a financial choice in that moment.

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Olive Cover

Independent insurance for families, homeowners, and businesses. We work for you, not one insurance company.

(678) 888-1011 · 888-OLIVE10 hello@olivecover.com

6470 East Johns Crossing, Suite 160,
Johns Creek, GA 30097 · office visits by appointment only

Mon-Fri 9am-6pm ET · phone, video, or email

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Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. © 2026 Olive Insurance Services, LLC. All rights reserved.

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