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How do Johns Creek HOAs affect my homeowners coverage?

Johns Creek HOA master policies (St. Ives Country Club, Medlock Bridge, Webb Bridge, Shakerag, and others) vary in what they cover. Most cover common areas and some exterior elements. What the HOA covers determines the correct Coverage A on your homeowners policy. If the HOA master policy covers exterior walls, your dwelling coverage should reflect interior-only rebuild cost. If it covers common areas only, your dwelling needs full exterior-to-exterior rebuild cost. We pull the HOA master policy documents on every placement.

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How do Johns Creek HOAs affect my homeowners coverage?

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