Does Progressive have the lowest auto insurance pricing in Georgia?

Not always. Progressive, which is available through Olive Cover, is frequently among the lower-priced auto insurers in Georgia, but no single company has the lowest price for everyone. Auto rates are built from your specific profile, so the cheapest carrier for your neighbor may not be the cheapest for you.

Progressive often prices well for drivers with a few minor blemishes on their record and for people who like usage-based discounts. Other carriers may beat it for clean-record drivers, for households bundling home and auto, or for certain ZIP codes. That is why comparing several companies usually saves more than loyalty to any one brand.

The factors that move your Georgia auto rate include your driving record, age, vehicle, annual mileage, credit-based insurance score where allowed, and the coverage limits you choose. Change any one of those and the lowest-cost carrier can change too.

For example, a Lawrenceville driver with one recent speeding ticket gets the best price from Progressive at $1,650 a year, while his coworker with a spotless record and a bundled homeowners policy finds a different carrier $300 cheaper. Same city, different winners.

Rather than guess, the reliable way to find your lowest responsible price is to compare carriers side by side for your exact profile. We do that across multiple companies for your auto coverage. Get started with a free coverage review at our coverage review page.