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What is equine liability insurance?

Equine liability insurance covers third-party bodily injury or property damage caused by your horse. Common claim scenarios include a horse bolting and injuring a passerby, a horse damaging a neighbor's fence, a student getting thrown during a lesson, or a horse escaping a pasture and causing an auto accident. For private owners, a basic equine liability policy starts around $300 per year. For commercial operations (boarding, training, riding instruction), care custody and control coverage is added so the horses you board are covered while in your barn.

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Olive Cover

Independent insurance for families, homeowners, and businesses. We work for you, not one insurance company.

(678) 888-1011 · 888-OLIVE10 hello@olivecover.com

6470 East Johns Crossing, Suite 160,
Johns Creek, GA 30097 · office visits by appointment only

Mon-Fri 9am-6pm ET · phone, video, or email

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Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. © 2026 Olive Insurance Services, LLC. All rights reserved.

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