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What types of equine insurance are available?

Five common equine insurance products. Mortality covers death from accident or named illness. Major medical (sometimes called colic and surgical) covers veterinary expenses above a deductible. Surgical-only is a stripped-down version covering only operations. Loss of use pays if the horse can no longer be used for its insured purpose (jumping, racing, showing). Equine liability covers bodily injury and property damage caused by the horse, and care, custody, and control covers liability for horses owned by others while in your care (essential for boarding and training operations).

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