Auto
Bodily Injury Liability
What is bodily injury liability coverage?Bodily injury liability coverage pays for injuries you cause to other people in an a…
Glossary
Insurance terms, in plain language.
This is the one place on the site where insurance vocabulary is allowed to show up by name.
Last reviewed: June 2026. Updated regularly as new terms are added.
Auto
Collision (Auto)
What does collision coverage pay for?Collision coverage pays for damage to your own vehicle caused by a crash, meaning your c…
Auto
Combined Single Limit (CSL)
What is a combined single limit in auto insurance?A combined single limit (CSL) is a single dollar amount of liability covera…
Auto
Comprehensive (Auto)
What does comprehensive coverage pay for?Comprehensive coverage pays for damage to your vehicle from causes that are not a co…
Auto
Diminished Value
What is diminished value in auto insurance?Diminished value is the measurable drop in a vehicle's resale or trade-in price th…
Auto
Gap Coverage
Gap coverage, formally called Guaranteed Asset Protection, pays the difference between your vehicle's actual cash value at th…
Auto
Medical Payments Coverage
What is medical payments coverage in insurance?Medical payments coverage, often called MedPay, is a no-fault coverage that pa…
Auto
Personal Injury Protection (PIP)
What is personal injury protection in auto insurance?Personal injury protection, commonly called PIP, is a coverage that pays…
Auto
Property Damage Liability
Property damage liability coverage pays for damage you cause to another person's property while operating a vehicle. This inc…
Auto
Ride-Share and Livery Exclusion
What is a ride-share exclusion in auto insurance?A ride-share exclusion is a clause in a standard personal auto insurance pol…
Auto
SR-22
What is an SR-22 in Georgia auto insurance?An SR-22 is a certificate of financial responsibility filed by your auto insurance…
Auto
Stated Amount
A stated amount is a coverage option where you and the insurer agree on a fixed dollar figure for a vehicle or collectible at…
Auto
Telematics
What is telematics in auto insurance?Telematics is the technology an auto insurer uses to price your policy based on how you…
Auto
Underinsured Motorist (UIM)
What does underinsured motorist coverage mean in insurance?Underinsured motorist coverage (UIM) steps in when a driver who ca…
Auto
Uninsured Motorist (UM)
Uninsured motorist coverage (UM) protects you when you are injured in an accident caused by a driver who has no auto insuranc…