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MANAGEMENT LIABILITY INSURANCE · GEORGIA

Management liability insurance for Georgia businesses.

Management liability insurance covers the personal liability of directors, officers, and managers for decisions made in their business roles. It includes D&O, EPLI, and fiduciary liability. Georgia businesses of all sizes face employment-related claims and governance disputes.

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WHAT'S COVERED

What management liability covers

Directors and Officers (D&O)

Pays defense costs and damages if directors or officers are sued for decisions made in their management capacity.

Employment Practices Liability (EPLI)

Covers claims of discrimination, harassment, wrongful termination, and other employment-related lawsuits.

Fiduciary Liability

Protects fiduciaries of employee benefit plans including 401(k) plans and pension funds.

IMPORTANT LIMITATIONS

What management liability does not cover

Intentional illegal acts

Intentional illegal acts by directors or officers are excluded.

Bodily injury and property damage

Bodily injury and property damage claims are excluded from management liability and fall under GL.

Prior known acts

Prior known acts and pending litigation at policy inception are excluded.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

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CLAIMS TIPS

If You Need to File a Claim

Practical guidance for the first 24 hours, what to document, common mistakes to avoid, and when to call us.

Common questions

Can my insurance carrier deny my claim?

Yes, for specific policy reasons that must be in writing. You can challenge a denial.

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What is a recorded statement and should I give one?

An on-record interview the carrier uses for the file. Give one, but prepare first and never speculate.

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What happens after I report a claim to my insurance carrier?

Acknowledge, assign adjuster, investigate, decide. Most carriers move within 7-30 days for routine claims.

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Do I have to use the carrier's preferred contractor?

Usually no. Most policies let you choose any licensed contractor, though preferred shops have their own benefits.

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GET STARTED

Does your Georgia business have directors, officers, or employees?

Management liability is one of the fastest-growing exposures for Georgia small businesses. Send us your business structure and we will explain which coverages apply.

$1,800 to $10,000 per year depending on coverages selected

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