Coverage We Offer
Compare home, auto, flood, umbrella, and business insurance options. As an independent agency, we shop multiple A-rated carriers to find the right fit.
Inland Marine Insurance
Despite the name, inland marine has nothing to do with boats. It covers contractor equipment, tools, mobile property, transported goods, and high-value items that move between locations. Critical for contractors and service-based businesses.
Builders Risk Insurance
A specialized coverage for buildings under construction, major renovation, or remodel. Covers the structure, materials on site, and materials in transit during the build. Required by lenders on most construction loans.
Equipment Breakdown Insurance
Standard commercial property covers fires, theft, and weather, but excludes mechanical and electrical breakdown of business equipment. Equipment breakdown coverage fills that gap, covering boilers, HVAC, electrical systems, and production equipment.
RV Insurance
Recreational vehicle coverage is a layered product, with motorhome, travel trailer, and fifth-wheel each underwritten differently. We review the carriers that write RV in Georgia and walk you through the right structure for how you actually use the rig.
Mobile Home Insurance
Manufactured and mobile homes are underwritten differently than stick-built homes. Construction type, year built, anchoring, and roof age all matter. We review the carriers in Georgia with real manufactured-home appetite.
Pet Insurance
Pet insurance is a growing market with carriers we do not place coverage through directly. This page reviews how pet insurance works so you can make a smart decision when you sign up with a pet-specialty provider.
Equine Insurance
Equine insurance covers mortality, major medical, surgical, and liability for horse owners. North Georgia and middle Georgia have substantial equestrian populations. Specialty carriers write this market.
Commercial Crime Insurance
Commercial crime covers losses your business suffers from employee theft, third-party fraud, computer fraud, forgery, and theft of money or securities. Standard property excludes these; commercial crime is the fill.
Identity Theft Insurance
Identity theft coverage helps with the time and money spent recovering from a stolen identity. Most home carriers offer it as a low-cost endorsement; some sell it standalone. Worth having, easy to add.