Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
Licensed P&C Insurance Agency
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Yes, for specific policy reasons that must be in writing. You can challenge a denial.
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An on-record interview the carrier uses for the file. Give one, but prepare first and never speculate.
Acknowledge, assign adjuster, investigate, decide. Most carriers move within 7-30 days for routine claims.
Usually no. Most policies let you choose any licensed contractor, though preferred shops have their own benefits.