Does Alabama law protect horse owners and stables from liability?

Yes, with real limits. Alabama’s Equine Activities Liability Protection Act (Code of Alabama Sec. 6-5-337) shields an equine activity sponsor, an equine professional, or any other person from liability for a participant’s injury or death resulting from the inherent risks of equine activities. The immunity does not apply in five situations: providing equipment or tack known to be faulty, failing to reasonably assess a participant’s ability to handle a particular horse, a known dangerous condition on the property with no warning sign, willful or wanton disregard for safety, and intentional injury. Those exceptions are why boarding facilities, lesson programs, and horse owners still carry equine liability coverage despite the statute.