Which commercial lines does Progressive write in Georgia?

Quick answer: Progressive's Georgia commercial appetite centers on commercial auto, plus a business owners policy and standalone general liability. It does not write workers compensation in Georgia.

Which commercial lines does Progressive write in Georgia?

Progressive Commercial is available through Olive Cover for eligible Georgia businesses. Its core strength is commercial auto coverage, covering a wide range of vehicle types from pickup trucks and cargo vans to box trucks, dump trucks, tow trucks, and specialized rigs, with fleets of any size covered under a single policy. Beyond auto, Progressive also writes a business owners policy (BOP) combining commercial property and general liability, and standalone general liability covering bodily injury and property damage claims, including products and completed operations exposure.

What is Progressive's commercial appetite in Georgia?

Progressive Commercial's appetite leans toward small businesses, tradespeople, contractors, and companies where vehicles are the primary exposure. Businesses in food delivery, landscaping, construction, HVAC, and similar trades are among those it frequently writes, and its commercial auto underwriting handles a wider range of vehicle types than many carriers, including specialty units that general-market insurers sometimes decline.

Does Progressive write workers compensation in Georgia?

No. Progressive Commercial does not write workers' compensation insurance in Georgia. Businesses that place commercial auto, a BOP, or general liability with Progressive typically place workers' compensation with a separate carrier available through Olive Cover, since Georgia law requires it once a business crosses the state's employee-count threshold. Carrying commercial auto through Progressive and workers' compensation through another carrier is a common, practical structure. See Georgia commercial auto minimums for the liability limits that apply to commercial vehicles.

How do I know if Progressive fits my Georgia business?

A licensed advisor can confirm whether Progressive's appetite matches your vehicle types, employee count, industry class, and the limits your contracts require, compared against the other carriers available through Olive Cover. Request a coverage review to get a clear picture of what your commercial lines need.