Does Progressive Commercial write workers comp in Georgia?

No. Progressive Commercial is best known for commercial auto coverage and does not serve as a workers compensation carrier the way it does for vehicles. So if you need workers compensation in Georgia, you will generally place it with a different carrier, even while Progressive handles your business vehicles. Progressive Commercial is available through Olive Cover, and so are strong workers compensation options.

This matters because the two coverages protect against very different risks. Commercial auto covers vehicles your business owns and the liability that comes with driving them. Workers compensation covers your employees’ medical bills and lost wages if they are hurt on the job, and in Georgia it is generally required once you have three or more employees. These are separate policies, often from separate carriers, and that is completely normal.

For example, suppose you run a landscaping company in Athens with five employees and three trucks. You might insure the trucks through Progressive Commercial, then place workers compensation with a carrier that specializes in it. If a crew member injures a back while lifting, the workers compensation policy, not the auto policy, pays the medical costs and a portion of lost wages, which can easily run into the tens of thousands of dollars.

The good news is you do not have to juggle this alone. Get a free coverage review and we will line up the right commercial auto and workers compensation coverage so every part of your business is protected.