Does Stillwater write manufactured homes and landlord policies in Georgia?

Stillwater writes a broad range of property products and is often a good option for homes and situations that standard preferred carriers avoid. Its appetite can include manufactured and certain specialty homes as well as landlord and rental property coverage, though eligibility, home age, condition, and location all factor in. Stillwater is available through Olive Cover.

This breadth is exactly why Stillwater is useful. If you own a manufactured home or a rental property in Georgia, the most aggressive preferred carriers may not want the risk, leaving you with fewer choices. A broader-appetite carrier like Stillwater is frequently still willing to consider these homes, which keeps you properly protected instead of scrambling for coverage. For rental property specifically, the right tool is usually a dedicated landlord policy, which protects the building and your rental income rather than your personal belongings.

For example, suppose you own a small single-family rental in Macon that you lease year-round. A landlord policy through a carrier like Stillwater can cover the structure and lost rent if a covered loss makes the home unrentable, perhaps with an annual premium around $1,400 depending on the property. That is protection a standard homeowners policy on your own residence would not provide.

Keep in mind that specific eligibility for manufactured homes and landlord risks depends on the property and underwriting, so the only way to confirm is to look at your actual home. Get a free coverage review and we will tell you whether Stillwater can write your property and how it compares to other options.