Businesses that clean building interiors and the interiors of transportation equipment (U.S. Census NAICS 561720), from a solo cleaner to a commercial janitorial company with keys to client buildings.
U.S. Census NAICS 561720: Janitorial Services
What can go wrong for janitorial and cleaning businesses?
- Damage to a client's property or floors while cleaning.
- A cleaner injured on the job.
- Theft or a lost key when staff have after-hours access to a client's premises.
What insurance does a janitorial or cleaning business need?
Cleaning businesses typically carry general liability, workers compensation once staffed, commercial auto, and a janitorial bond or commercial crime coverage, because staff often have unsupervised access to client property. Many commercial cleaning contracts require proof of both liability and a bond before you can start.
What does Georgia require?
Georgia requires workers compensation at three or more employees (Georgia State Board of Workers Compensation, O.C.G.A. Sec. 34-9-2(a)(2)).
Source: Georgia State Board of Workers Compensation (O.C.G.A. Sec. 34-9-2(a)(2)).
Explore more Georgia insurance facts and statistics, each cited to a government or research source →
OUR COMMERCIAL CARRIER PANEL
Which carriers cover janitorial and cleaning businesses?
We shop your business across our commercial panel and bring back the options that actually fit. No loyalty to any single company.
Other Industries We Cover
Where we work
Olive Cover works with janitorial and cleaning businesses across Georgia, including Alpharetta, Athens, Atlanta, Augusta, Buford, Cumming, Duluth, Johns Creek, Lawrenceville, Macon, Sugar Hill and Suwanee.