Businesses that provide landscape care and maintenance and install trees, shrubs, and plantings (U.S. Census NAICS 561730), from a single-crew lawn service to a full design-build landscaper.
U.S. Census NAICS 561730: Landscaping Services
What can go wrong for landscaping and lawn care businesses?
- A rock thrown by a mower that damages a car or injures a bystander.
- A crew member hurt operating equipment.
- Chemical or herbicide application that damages a client's property or a neighbor's.
- Trailers and mowers stolen overnight.
What insurance does a landscaping or lawn care business need?
Landscaping businesses typically carry general liability, workers compensation once staffed, commercial auto for trucks and trailers, and equipment coverage for mowers and tools. If you apply herbicides or pesticides, a standard policy may exclude that work, so it is worth confirming separately.
What does Georgia require?
Georgia requires workers compensation at three or more employees (Georgia State Board of Workers Compensation, O.C.G.A. Sec. 34-9-2(a)(2)).
Source: Georgia State Board of Workers Compensation (O.C.G.A. Sec. 34-9-2(a)(2)).
Explore more Georgia insurance facts and statistics, each cited to a government or research source →
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