This article addresses Alabama licensure specifically. Olive Cover remains an independent agency; availability and coverage details vary by state.
Olive Insurance Services, LLC, the licensed agency behind the Olive Cover brand, is now licensed to write property and casualty insurance in Alabama.
Olive Cover is the consumer brand of Olive Insurance Services, LLC, an independent property and casualty agency. Independent means an Alabama homeowner or driver working with us gets a comparison across multiple carriers available through us, rather than a single company's product.
What does this mean for Alabama residents?
Alabama drivers and homeowners can now work with an Olive Cover advisor on the same terms as our Georgia clients: a coverage review that compares carriers available through us, in plain English, with no obligation.
Alabama's insurance questions differ from Georgia's in real ways. Coastal Alabama separates windstorm from a standard homeowners policy, often placing wind through the Alabama Insurance Underwriting Association. North and central Alabama see far more routine wind and hail claims than tornado damage, even though tornadoes get the attention. Alabama's minimum auto liability limits are 25/50/25 by state law. Flood is never included in a homeowners policy anywhere, Alabama included, and a new NFIP policy takes about 30 days to take effect.
We've built out Alabama-specific coverage information to walk through these differences:
- Alabama homeowners insurance
- Alabama auto insurance
- Alabama flood insurance
- Mobile, Birmingham, and Huntsville coverage guides
How do I get started?
A free coverage review walks through your Alabama home or auto coverage and compares it across the carriers available through us. There's no cost and no obligation, and it's the same process we use for every state we're licensed in.