How long does an insurer have to approve or deny a claim in Alabama?
Quick answer:
In Alabama, an insurer must advise you whether your claim is accepted or denied within 30 days after it receives a properly executed proof of loss (Alabama Department of Insurance regulation 482-1-125-.07). Georgia uses a different structure, so the 30-day proof-of-loss clock is specific to Alabama.
In Alabama, an insurer must advise you whether your claim is accepted or denied within 30 days after it receives a properly executed proof of loss (Alabama Department of Insurance regulation 482-1-125-.07). Georgia uses a different structure, so the 30-day proof-of-loss clock is specific to Alabama.