When does the claim decision clock start in Alabama?

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Quick answer: The 30-day clock starts when the insurer receives your completed proof of loss, not on the date of the loss itself. Submitting a complete, accurate proof of loss promptly is what starts that clock.

The 30-day clock starts when the insurer receives your completed proof of loss, not on the date of the loss itself. Submitting a complete, accurate proof of loss promptly is what starts that clock.