What is a wind or hurricane deductible in coastal Alabama?

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Quick answer: It is a separate deductible that applies specifically to hurricane or named-storm damage, often set as a percentage of the home's insured value rather than a flat dollar amount, so it can be much larger than a standard deductible. Coastal Alabama policies commonly include one.

It is a separate deductible that applies specifically to hurricane or named-storm damage, often set as a percentage of the home's insured value rather than a flat dollar amount, so it can be much larger than a standard deductible. Coastal Alabama policies commonly include one.