What can be done if a carrier wrongly denies a Georgia builders risk claim?

Quick answer: Georgia law lets the policyholder make a written demand and, after 60 days, pursue a penalty of up to 50 percent of the loss or 5,000 dollars, whichever is greater, plus attorney fees, when a carrier denies a covered claim without a reasonable basis (O.C.G.A. 33-4-6).