Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Any business with employees, cash, or financial accounts can face a crime loss, but the exposure concentrates in organizations that handle other people's money or give staff access…
Read article →What does equine insurance cover? Equine insurance is specialized coverage for horses and the financial risks that come with owning them. Standard homeowners policies treat horses as personal…
Read article →What does mysterious disappearance mean in jewelry insurance? Mysterious disappearance means an item is gone and there is no explanation for how, when, or where it was lost.…
Read article →Does a standard homeowners policy cover a home you rent out to tenants? A standard homeowners insurance policy is written for a home the owner occupies full time.…
Read article →Does jewelry need an appraisal to be properly insured? For higher-value pieces, an appraisal is typically needed to fully protect jewelry through a policy. Your standard homeowners or…
Read article →Can renters get umbrella insurance? Yes. Renters qualify for an umbrella policy just as homeowners do. Umbrella coverage is tied to liability exposure, not to property ownership, so…
Read article →Personal property coverage on a renters insurance policy is a single dollar limit chosen when the policy is written. It applies to everything you own inside the unit,…
Read article →Does an umbrella policy require bundling home and auto with the same insurer? No. Most umbrella insurers will write coverage even if your home and auto are with…
Read article →The difference between agreed value and actual cash value comes down to what the insurer promises to pay after a loss. Agreed value sets a fixed dollar amount…
Read article →Does a homeowners policy cover an engagement ring? Your engagement ring sits under your homeowners policy - but almost certainly not for its full value. Standard homeowners insurance…
Read article →What is the difference between a landlord policy and a renters policy? A landlord policy and a renters policy insure two different things for two different people. The…
Read article →A hired auto is a vehicle your business rents, leases, or borrows for work - your company is paying to use it. A non-owned auto is a personal…
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
