Plain-language coverage insurance guides from Olive Cover. Practical coverage information for Georgia and Alabama homeowners, drivers, and business owners.
Any business with employees, cash, or financial accounts can face a crime loss, but the exposure concentrates in organizations that handle other people's money or give staff access...
Read article →What does equine insurance cover? Equine insurance is specialized coverage for horses and the financial risks that come with owning them. Standard homeowners policies treat horses as personal...
Read article →Does homeowners insurance cover flood damage in Georgia? A standard homeowners insurance policy does not cover flood damage. This catches many Georgia homeowners by surprise, and the distinction...
Read article →What does mysterious disappearance mean in jewelry insurance? Mysterious disappearance means an item is gone and there is no explanation for how, when, or where it was lost....
Read article →Does a standard homeowners policy cover a home you rent out to tenants? A standard homeowners insurance policy is written for a home the owner occupies full time....
Read article →Does jewelry need an appraisal to be properly insured? For higher-value pieces, an appraisal is typically needed to fully protect jewelry through a policy. Your standard homeowners or...
Read article →Personal property coverage on a renters insurance policy is a single dollar limit chosen when the policy is written. It applies to everything you own inside the unit,...
Read article →Does an umbrella policy require bundling home and auto with the same insurer? No. Most umbrella insurers will write coverage even if your home and auto are with...
Read article →The difference between agreed value and actual cash value comes down to what the insurer promises to pay after a loss. Agreed value sets a fixed dollar amount...
Read article →Does a homeowners policy cover an engagement ring? Your engagement ring sits under your homeowners policy - but almost certainly not for its full value. Standard homeowners insurance...
Read article →What is the difference between a landlord policy and a renters policy? A landlord policy and a renters policy insure two different things for two different people. The...
Read article →A hired auto is a vehicle your business rents, leases, or borrows for work - your company is paying to use it. A non-owned auto is a personal...
Read article →Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
